Pawquote | Best Pet Insurance
woman comparing pet insurance plans online

Your Pet Deserves the Best Care Without the Financial Stress.

Vet bills add up fast. The right plan means you say "yes" to care — without checking your bank account first.

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Insurance Plans

Compare top providers side-by-side and find the best option for your pet

Provider Monthly Cost Coverage Limit Deductible Rating
Healthy Paws $35–$75 Unlimited $100–$500 4.8
Embrace $30–$70 $5K–Unlimited $200–$1000 4.7
Spot $25–$65 $2.5K–Unlimited $100–$1000 4.6
Lemonade $20–$50 $5K–$100K $100–$500 4.5
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Why it matters

You can't gamble on
your pet's health.

One accident. One diagnosis. That's all it takes.

Without insurance
"Can we afford this surgery?"
Thousands in unexpected bills
Skipping care because of cost
Guilt that stays with you
1 in 3
pets need emergency care yearly. Most families aren't ready.

Nobody warns you about this when you adopt. We do.

With insurance
"Do whatever it takes."
Up to 90% of vet bills covered
Routine & preventive care too
Focus on love, not logistics
$180+
average annual savings vs. going direct.

This is the version where you say "do whatever it takes."

Protect My Pet →

Don't wait for something to happen. That's literally the whole point.

How to choose

How to Choose the Best Pet Insurance

One choice can save you thousands. Here's what actually matters.

Coverage Limits

Plans with higher or unlimited limits protect you when it counts most — serious illness or surgery.

Reimbursement Rate

70% vs 90% reimbursement is a big difference on a $4,000 bill. Know what you're getting back

Deductible

Lower deductible = more out of pocket upfront. Higher = lower monthly cost. Pick what fits how you spend.

Customer Experience

Fast claims. Easy app. Real support. A great policy means nothing if getting paid back is a nightmare.

What affects cost

What Affects the Cost of Pet Insurance

Same coverage, different price? Here's why.

Breed

Some breeds are more prone to hereditary conditions. Higher risk = higher premiums. Know where your pet falls.

Age

Younger pets are cheaper to insure. Every year you wait, premiums go up and exclusions increase.

Location

Vet costs vary by city and state. Where you live directly affects what you pay each month.

Got questions?

We get it.
Insurance is
confusing.

The real questions every pet parent asks — straight answers, no runaround.

One emergency can cost $3,000–$8,000. Insurance means you never have to choose between your savings and your pet's life.

It depends on your pet's breed, age, and your budget. That's exactly why we match you — one clear answer, not a list of options.

Most plans let you visit any licensed vet, including specialists and emergency clinics. Always confirm before enrolling.

Generally no — which is the biggest reason to enroll while your pet is young and healthy.

Now. The younger and healthier your pet is, the lower your premiums and the fewer exclusions you'll face.
Take the first step

Don't wait for
something to
happen.

Every day without coverage is a risk you don't have to take. Your pet's protection is a few answers away — free.

Protect My Pet → Free · No signup · Simple